Prepared for John Sherman
Branch Manager
Orange County Branch

Turn Your Branch Into a
Scalable Profit Engine.

AFN combines AI-driven financial intelligence, faster operations, and LO productivity tools to increase branch profitability—without increasing overhead.

Illustrative examples. Results vary.

Your Branch Today
Producing LOs
15 of 25
60%
12-Mo Volume
$253.9M
Avg per Producing LO
$16.9M
Loans per LO
25.7
annualized
Branch Concentration Risk
Top LO = 33.8% of Volume

Branch data is based on public and industry-reported information. Individual results vary.

How AFN Increases Branch Earnings

Modeled Branch Revenue Lift

+18% to +32%

Driven by higher LO productivity, stronger pull-through, and AI-powered margin optimization.

Lift is driven by increasing production per LO and reducing fallout—not by hiring more staff.

Faster turn times → more funded loans per LO

AI borrower & agent engagement → higher pull-through

Margin visibility & pricing optimization → improved revenue per loan

Less admin overhead → more time recruiting and coaching

*Modeled using internal AFN branch benchmarks and industry performance data.

Increase Production Per Loan Officer

AFN's AI-powered platform helps each LO close more loans with the same effort.

Avg Loans per LO
+15–25%
Avg Pull-Through Rate
+6–10 pts
Time Spent Selling
+30–40%

Manager Insight

When LOs spend less time on admin, they originate more.

In branches like this, a 10% increase in pull-through equals ~39 additional funded loans annually.

Real-Time Branch Financial Intelligence

Know where you're making money—and where you're leaking it.

Key Capabilities

Branch P&L visibility
LO-by-LO margin tracking
Funded vs locked volume
Pull-through by program
Revenue per loan

AI Insight

LO #7 is trending above average margin—consider increasing lead allocation.

FHA pull-through declined 3% this week—review conditions workflow.

Rate lock fallout is increasing—pricing adjustment recommended.

These insights allow branch managers to act weekly instead of retroactively reviewing month-end reports.

AI That Helps You Run a Better Branch

Forecasts volume and earnings

Flags margin compression early

Identifies top and underperforming LOs

Recommends coaching and allocation actions

Manager Prompts

A Platform Built to Scale Branches

One system. One dataset. Total visibility from lead to funding.

This is how branch managers gain clean data, consistent workflows, and predictable outcomes.

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Vesta
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One system from lead to close.

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Mobile App for LOs

Price and lock loans in under 60 seconds
Create leads and invite borrowers instantly
Check conditions and upload documents
Chat with Brady 24/7
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Borrower App

Full loan application and real-time progress
Secure document upload anytime
Instant updates without LO follow-up
Chat with you or Sophia
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Partner Agent Portal

Real-time loan status visibility
AI Marketing Studio for listings and branding
Business intelligence across all deals
Fewer "just checking in" calls
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A Multi-Year Technology Advantage Built for Speed

AFN runs on an AI-native, automation-first LOS designed to move files from application to funding with dramatically fewer touches.

Most large lenders won't have access to this infrastructure for years.

Directional examples based on early production data

Illustrative comparison vs legacy LOS platforms.

Why This Matters

Built for automation, not customization
Task-based workflow instead of pipelines
AI-native from day one
Designed for velocity, not manual compliance
Faster disclosures and underwriting
Fewer conditions and follow-ups
Less manpower required per file
Higher pull-through to funding

This means faster cycles with fewer people and lower cost per loan.

A Platform Loan Officers Want to Work On

Faster closings that LOs feel immediately

AI support without micromanagement

Modern experience that reduces burnout

Manager Benefit

Stronger recruiting. Better retention. Lower branch volatility.

Why Loan Officers Choose AFN

More than technology—a complete career ecosystem designed for your success

$5B+
Annual Volume
200,000+
Loans Funded
Top 1%
Industry Rating
500+
Loan Officers

Weekly Commissions

Get paid every week!

Sales Coaching

Weekly sales training

Live Support

24/7 assistance

Fast Underwriting

Industry-leading turn times

Top Rated

4.9/5 satisfaction

50-State Lending

Nationwide reach

See What Your Branch Could Earn With the Same Team

Why Branch Managers Choose AFN

Schedule a call today to discuss your goals.

Consistent pull-through above industry average
Faster average clear-to-close
Scalable branch economics without bloated staff